Latest Blog Posts

What Is a Public Adjuster? An Overview of This Important Profession

You’ve likely heard of insurance adjusters, but what is a public adjuster, and what do they do? In this article, we’ll look at this important profession in-depth and explore how they can help you (a policyholder) deal with a property damage claim. The Role of.....

Homeowner’s Insurance: Understanding the A, B, C, Ds of Property Coverages.

If you’re a homeowner, you’re probably aware that your homeowner’s insurance policy covers the physical structures of your home from certain perils like fires.....

The Florida Contractor’s Guide to AOBs: Laws, Requirements, and FAQs

In Florida, the use of an assignment of benefits (AOB) has become increasingly popular as a means of streamlining property insurance claims. They also.....

The AOB Guide for Florida Property Owners: Rights, Requirements, and FAQs

In Florida, the use of an assignment of benefits (AOB) has become increasingly popular as a means of streamlining property insurance claims. They also.....

New Legislation Alert: 2022 Changes to Florida Property Insurance Laws and How They Affect You

In December 2022, the Florida Legislature convened a special session to address property insurance and disaster recover. After weeks of debate and wrangling, the.....

Actual Cash Value vs. Replacement Cost: How to Calculate Your Insurance Reimbursement

There are two basic methods for calculating reimbursement under your homeowner’s policy (or any other property insurance policy): actual cash value and replacement cost.....

FAQs: Everything You Need to Know About Additional Living Expenses Insurance Coverage

Welcome to our FAQ on additional living expenses (ALE) insurance coverage! If you’re a homeowner’s insurance policyholder, you may have come across the term.....

Five Essential Tips for Navigating a Renters Insurance Claim

Dealing with a renters insurance claim can be confusing and time-consuming, but it doesn’t have to be. We put together five tips so you.....

Are Disaster Losses Tax Deductible?

If a federally declared disaster like a hurricane damages or destroys your home or other property, then you may be able to deduct those.....